Comments on: JPMorgan modifies mortgages under government program

By: gina

gina — Fri, 05 Feb 2010 16:03:06 +0000

We have been in the mod wash cycle for 16 mth with chase. Hurricane ike hit us and we were told to add 2 payments to the end of our loan. Well that was not the wasy it worked. They then asked us to do a modification, all doc. were received and things were moving…sure they were. they offered us a temp payment for 2 months…all the while they added the differance to the balance and added late fee’s as well( all for they offer). the help they offered us was 14 mth later of a second loan(not a modification) on top of the first one, with 5% interest for the next 15 years. So with all the fee’s and everything else they told us to do we went from 3000. to 8850. and no one there will tell us why. Here’s the kicker when we staed our income was reduced they not took the second loan off the table and said we will not qualify for a mod and foreclosure will stare now. Well, We have just been hit by a truck and will be on the street. the mod process is a CATCH 22, no one wins but the servicer. any one no of an attorney in texas? gina

By: melvin hutchinson

melvin hutchinson — Thu, 04 Feb 2010 14:39:29 +0000

I’M current looking for a company to handle my obama mortgage bailout.. thank-you for your time… melvin

By: MOIRA R. VEGA

MOIRA R. VEGA — Tue, 02 Feb 2010 00:09:12 +0000

My house is on forclousure at this time, not sure weather I would be able to keep it or included in my bk. Please help.

By: tomasa anzo

tomasa anzo — Mon, 25 Jan 2010 15:41:13 +0000

when i did this mod chase promice me a 2% fix on a 30 yr term and they never did as they promiced they lied and i still have not heard from them since the naca event can anybody help obama iam calling you to help please or anybody at jp morgan chase

By: tomasa anzo

tomasa anzo — Mon, 25 Jan 2010 15:38:20 +0000

i have done 2 mod with chase and then i did 1 with n.a.c.a and it has been 9 months total and i have got no answer iam on a fix income i have given all the correct documents i dont understand why i have = not got any help by chase ….. these programs are to help not make life harder…..

By: AMY

AMY — Sat, 16 Jan 2010 16:11:38 +0000

I applied for a loan modification hoping to change my 15 year mortgage to a 30 year one. Pre-screening determined that I qualified financially and I paid the $700+ to apply. Because of a couple NSFs in the summer (the result of not moving money fast enough on my part) and one in October (the result of my paying on time but forgetting i had and trying to pay it again) i was declined. All issued had been resolved quickly and Chase was never at risk of NOT being paid. The agent on my case said Chase had more interest in having me sell my house than in making it possible for me to stay in it. How ’bout that from a company who received 25BILLION in government bailout money?

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By: Mortgage Refinancing

Mortgage Refinancing — Wed, 22 Jul 2009 06:45:04 +0000

Interesting!

The loan modification process can be frustrating and confusing for many distressed homeowners. But you have to know what exactly is loan modification. A loan modification is a permanent change in one or more terms of a borrower’s home loan.

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By: Frederico Lozano

Frederico Lozano — Thu, 09 Jul 2009 22:46:29 +0000

I’ll be living in this home for almost 6 years and i been not paiying for 7 months.I try to do modifiquetion twis but the said i can’t cualifica.And i really need help because i don’t wanna lose my home