Remember, millions of people are having difficulties right now meeting their mortgage obligations. Most suffer in silence and cannot reach out to their traditional network of friends for support. The online resources can be a first step in taking back control of what feels like an out-of-control and stressful situation.

There are online resources available where you can discuss mortgage difficulties. The anonymity of the web coupled with the sense of not being alone can be a late-night security blanket while you are in the midst of resolving your financial issues. Use these resources to become informed. Confident. Empowered!

Loan Modification Forum at LoanSafe.org: a free wonderful community of people at all stages of the home loan modification process. Find specific forums for each lender and join the discussions. Learn what other homeowners are going through – their status with the bank, advice and ultimate outcomes. Excellent advice and emotional support resource.

Homeownership Preservation Foundation provides free assistance and has 24-hour services including online counseling and a toll-free number staffed by experts in foreclosure prevention. The Homeownership Preservation Foundation is an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners – for free.

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